Today, healthcare has come to be really costly. The development in science that enables better healthcare comes with a hefty price. While these developments are to ensure a healthy tomorrow, the healthcare facilities are unaffordable for a large section of the society. Treatment for many diseases can cost a man, his entire life savings. The lack of affordable healthcare also causes employees to drop out, keeping their health in mind.
That's when health insurance comes into play. Health insurance schemes help in coverage of medical and surgical expenses. They are of two types - private and public or government. The government health insurance schemes like Rashtriya Swasthya Bima Yojana or the Central Government Health Scheme provides insurance coverage to a large percentile of the population. There is a huge gamete of private health insurance schemes that provide a wide range of protection based on varying plans. Many public and private companies also provide corporate health care packages to their employees.
Despite the varying and affordable health insurance schemes, a lot of people do not buy health insurance. Quite a lot of Indians take to browsing home remedies than seek medical aid because of monetary issues. They also avoid buying health insurance as well, as they are not serious about their health and seeking proper healthcare.
Watch the story to know more about the lack of awareness regarding the need for healthcare and health insurance in the country.