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How To Apply For Kisan Credit Card Online? Eligibility Criteria, Documents Required & More

How to apply for Kisan Credit Card online? Here is everything you need to know about how to apply for KCC loan online, eligibility criteria & documents required

how to apply for kisan credit card online

To save farmers from high-interest rates which usually charged by money lenders, the Government of India launched a scheme called Kisan Credit Card in 1998. Under this scheme, the interest rate for the money taken by a farmer can be as low as 2.00%. Apart from that, the repayment period is based on the harvesting period of the crop for which the loan amount was taken. This scheme has helped many farmers to get loans to yield better crops and now due to COVID-19 Lockdown, RBI has allowed banks & other financial institutions to offer 3-month Moratorium Period. This 3-month Moratorium Period is valid for all Loan & Credit Card Payments. This means that a farmer can avail the moratorium under KCC loan well till May 31, 2020. If you are wondering how to apply for Kisan Credit Card online, here is all you need to know-

How to apply for Kisan Credit Card online?

  1. The applicant needs to visit the online website of the respective Bank they want to apply.
  2. Look for loans option at the home page and then search ‘Apply for KCC’
  3. Now application form will open, read and fill the details correctly.
  4. Click submit button
  5. You will get an application reference number.
  6. Save the reference number for future reference.

Also Read | Rs.5000 cr credit facility for street vendors; interest benefit for MUDRA loanees: FM

Eligibility criteria to avail Kisan Credit card loan

  • All farmers – individuals/Joint cultivator owners
  • Tenant farmers, oral lessees and share croppers etc.
  • SHGs or Joint liability groups including tenant farmers.

Also Read | UP CM launches “Self Employment Loan Distribution"; loans given to 56,000 MSME businesses

Documents required for KCC loan

  • Duly filled application form
  • Identity proof- Voter ID card / PAN card / Passport / Aadhaar card / Driving License etc
  • Address proof: Voter ID card / Passport / Aadhaar card / Driving license etc

Also Read | How to apply for MSME loan online? Documents required and new policy explained

Kisan Credit Card application form

Also Read | Govt mulls credit guarantee scheme for loans for payment of wages by MSMEs; Know details


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