UPI Circle: A Learners Guide on How To Use It

And it's out! PhonePe launched a new feature named UPI circle globally on April 15, 2025, making it accessible to Android and iOS users. The circle allows innovative UPI payments with groups to be safer and more convenient.  

UPI Circle enables users to create small groups with whom one regularly shares money. This minimises the risk of incorrect money transactions and provides a more personal UPI experience that can be done quicker and safer.  

To navigate to the UPI section, click on the home page. Let's dive in and find ways to access UPI Circle.  

Navigate to our home page and scroll down to the navigation bar—you’ll discover the exciting UPI Circle feature waiting for you! 

Add contacts from your close circle to create a group for seamless transactions. The secondary users will utilize the primary user's account for digital payments. 

The feature simplifies money transactions and enables individuals without digital accounts to conduct digital transactions. The interface is user-friendly and easily accessible. 

Let's look into the key benefits of the launch of UPI Circle while garnering insights and facts on the subject.   

These features have made it easier for UPI Payments to manage the shared expenses of the group without access to the primary user account.  

The feature has simplified digital payments and has made the process more accessible and user-friendly.  

UPI Circle allows secondary users to make transactions with limited interventions, providing financial independence under the supervision of primary users.