Bank of India opening time, closing time, and lunch time: here is a complete guide

Bank of India opening time and working hours are general information that account holders look for. Bank of India was founded in 1906 and has been owned by the government since nationalisation in 1969. It is a commercial bank with its headquarters in the Bandra Kurla Complex, Mumbai. It is said to be one of the top five banks in India.

Bank of India has more than 5000 branches, including 50+ offices outside India, as per reports. BOI is a founder member of Society for Worldwide Inter Bank Financial Telecommunications (SWIFT). It facilitates the provision of cost-effective financial processing and communication services. If you are an account holder in Bank of India and want to know about its working hours and lunchtime, here's where you can find that information.

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Bank of India details

• Bank of India's working timing for urban and metro branches are from 9:45 am to 4:45 pm. The timing is from Monday to Friday.
• The working timings of BOI for semi-urban regions are from 10:00 am to 5:00 pm. Timings for rural branches are the same as for the semi-urban branches.

Bank of India working hours and working days

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Bank Of India's Lunch Timings

• The Bank Of India lunch timings in metro/urban branches are generally half an hour. It is from 2:30 pm to 3:00 pm. The staff takes lunch on rotation so that there is always someone at the counter to help the customers.
• In the rural branches, the staff has the same lunch timings. But counters generally remain closed during 2:30 pm to 3:00 pm. 

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Bank Of India's NEFT and RTGS Timings

NEFT stands for National Electronic Funds Transfer. Funds are transferred to the credit account with the other participating Bank using RBI's NEFT service. RTGS stands for Real Time Gross Settlement. The RTGS system facilitates the transfer of funds from accounts in one bank to another on a "real-time". The RTGS system is the fastest possible interbank money transfer facility available through secure banking channels in India.

• Currently, NEFT transactions can be done any time, however, credits to the beneficiary account shall be on the same day/ immediate next working depending on the time of payment and beneficiary bank.
• Currently, RTGS timings on any given working day is 08:00 am – 4:30 pm on Regular days including Saturdays, except Second and Fourth Saturdays of the Month. 

How many ATMs’ does Bank of India have?

How many branches does Bank of India have?

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Disclaimer: The information provided is as of December 2019. Timings, above are subject to change. The information is according to the official website of the bank and leading online portals.