Navigating the Workers' Compensation Claim Process: Step by Step

Any type of accident that results in an injury is overwhelming. When that accident happens at work, it feels even more stressful since you now must navigate the workers’ compensation claim process.

In Georgia, you must follow certain steps and file ahead of deadlines. If you make a mistake in filing or file too late, you may not receive compensation. These steps will help you through the process.

Notify Your Employer

The first thing to do after being injured on the job is to notify your employer in writing. You have up to 30 days to do this, but it’s advisable to do it as soon as possible. Don’t skip reporting it, even if you think the injury wasn’t serious. This protects you in the event that the injury is far more serious than you thought.

Get Medical Treatment

Additionally, you need to seek medical treatment as soon as you can after you’ve been hurt on the job. For emergency situations, you can go to the nearest hospital or urgent care center. Other than that, you may have to go to the doctor that the workers’ compensation insurance covers. Your employer should give you a list of all approved doctors. If you are told to return for follow-up appointments, make sure you do so or it could result in a denial of your claim.

File the Claim Form

Your employer will give you an official form to file for workers’ compensation. Make copies and send them to your employer and their workers’ compensation insurer. Keep one for yourself, too. Your employer will submit your claim. Failing to do so means they will face major penalties.

What Happens After the Filing Process?

Once these steps are complete, you may think the process is over. In reality, it’s only just begun. You will await your benefits, which may include medical treatments, permanent partial disability, and indemnity benefits.

According to the Social Security Administration, if you are on temporary total disability (TTD), you will receive two-thirds of your average weekly wage up to $675 for a duration of up to 400 weeks. Temporary partial disability (TPD) is two-thirds of your average weekly wage up to $450 for a duration of 350 weeks. However, catastrophic injuries may qualify for lifetime benefits.

Keep in mind, though, that your claim may be denied for any number of reasons. If so, filing an appeal is the next step.

How to Appeal When Your Workers’ Comp Claim Is Denied

If your claim has been denied by your employer, you can file a claim with the State Board of Workers’ Compensation. A notice will be sent to all parties. At that time, requests for documentation may also be submitted. When it's time for your hearing, a judge will make a ruling on the matter. 

While you are not required to hire an attorney for workers’ comp, it may be to your benefit to do so if you are not receiving the benefits you deserve. Call Hansford McDaniel, LLC today to discuss your case.

Disclaimer: The above is non-editorial content and Republic Media Network does not vouch, endorse or guarantee any of the above content. This sponsored information does not reflect at all the opinion of Republicworld.com. The above content should not at all be considered as a substitute for consulting experts and professional trusted advisers before making a decision on financial matters. Republicworld.com takes no liability whatsoever— financial or otherwise— on account of the use of information.