Small Savings Rates Hold Steady! Govt Keeps PPF, NSC, Senior Citizen Scheme Interest Unchanged For July–September 2025

The central government on Monday announced that the rate of interest on varying “small savings schemes” for the second quarter of fiscal year 2025-26, which begins from July 1, 2025  and ends on Septemeber 20, 2025 shall remain “unchanged” from those notified for the first quarter that began on April 1, 2025 till June 30, 2025, as per the Ministry of Finance office memorandum.

This translates into the same interest to applicable on ppoular schemes like small savings schemes, including Public Provident Fund ( PPF), Sukanya Samriddhi Scheme (SSY), and the National Savings Certificate (NSC).

The interest rates for Public Provident Fund (PPF) and post office savings deposit schemes will remain at 7.1 per cent and 4 per cent, respectively.

Sukanya Samriddhi Scheme Deposits under the Sukanya Samriddhi scheme will continue to offer an interest rate of 8.2 per cent.

Meanwhile, the interest rate applicable on National Savings Certificate (NSC) will remain unchanged at 7.7 per cent  for the April-June 2025 period.