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Updated 22 May 2025 at 22:16 IST

Here's How To Do UPI Payment Without Internet

We all have been stuck in a situation when we need to make an urgent payment but the internet does not work. However, UPI transactions can be done in offline mode without the connection of the internet. Learn how.

Reported by: Nimakshi Chanotra
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UPI Payment without internet
How to do UPI Payment without internet | Image: File photo

New Delhi: In this contemporary era, Unified Payment Interface (UPI) transactions have become a vital part of our daily lives. The dependency on online payment is increasing day by day. We have all been stuck in a situation when we need to make an urgent payment, but the internet does not work.

However, UPI transactions can be done in offline mode without internet connection 

Read More: UPI Transactions Touch Close To 600-Million Daily Mark In April: What’s Driving the Surge?

Here are the following steps to set up the UPI payments :

Step 1: Open the dialer number and dial *99#.
Step 2: Select the language and out of 13 options available, choose your preferred language.
Step 3: Enter the IFSC code of your bank in the text field.
Step 4: Enter  “1” or “ 2” or other options to link the desired bank account number and set up the payment process.
Step 5: Enter your debit card’s last six digits and expiry date to complete the verification process.
Step 6: Your offline UPI payment feature will get activated if you have entered the details correctly.

After all these steps, you can simply use the USSD command to make any payments without the need for the internet.

How to do Offline UPI payments?

Now, it is the time to do offline transactions. Here are the following steps to guide you on how to use and pay via UPI without the internet.

Step 1: Enter the USSD number *99# and call.
Step 2: Select the option “1”  which stands for “Send Money”
Step 3: Enter the UPI ID or bank account number or your registered phone number
Step 4: Now, enter the desired amount of money you want to pay.
Step 5: Enter your UPI PIN and validate the transaction.

Published 22 May 2025 at 22:16 IST