Updated 30 May 2025 at 17:14 IST
When someone in the family passes away, handling their financial paperwork becomes necessary. One important but often forgotten task is cancelling their PAN (Permanent Account Number) card. If left active, the PAN could be misused or result in unwanted tax notices. Here’s a simple, step-by-step guide to cancel it.
A PAN card is linked to income tax and financial transactions. If it's not cancelled after death, it could be misused by fraudsters or cause problems for the family — including income tax notices or issues during inheritance. A legal heir or close family member — such as a spouse, child, or sibling — can apply for cancellation. If needed, a legal representative (like a lawyer) can also do it on behalf of the family.
Step 1: Collect documents
You’ll need a copy of the death certificate, the PAN card of the deceased (if available), your own ID proof, and a document showing your relationship with the deceased (such as a legal heir certificate or affidavit).
Step 2: Write a request letter
Draft a simple letter addressed to the Income Tax Department’s Assessing Officer. Mention the name and PAN of the deceased, their date of death, your relationship with them, and ask for the PAN to be cancelled. Attach the documents with the letter.
Step 3: Submit the application
Send the application and documents to the local assessing officer of the Income Tax Department. You can find their details by using the “Know Your AO” tool on www.incometax.gov.in.
Step 4: Optional – Register as a Legal Heir Online
You can also register as a legal heir on the Income tax e-filing portal. This is useful if you need to file the deceased’s income tax return, though it doesn’t cancel the PAN — the offline letter is still needed for that.
No. Currently, PAN cancellation due to death cannot be done through NSDL or UTIITSL websites. The process is manual and handled by the Income Tax Department through their local offices.
Though it may seem like a small task, cancelling a PAN card after someone’s death is important for preventing misuse and avoiding tax issues. With the right documents and a simple application, the process is easy to complete. If you're unsure, a tax consultant or legal advisor can help.
Published 30 May 2025 at 17:14 IST